Budgeting
Making those key life moments #BrighterForYou
Our finances can seem much more complicated today than in previous years, and the priorities of your finances can change on a daily, and often unexpected basis, with your spending needs unlikely to be the same as friends, family and colleagues around you.
So if you’ve ever asked yourself where your money goes, or why you always seem to spend before the next pay day, you need to consider budgeting.
With that in mind, we’ve put together this short video to give you a few hints and tips if what you need to think about to kick start a budgeting method that works for you.

Weekly planner
Keep track of your activities and finances
Useful links
Money Advice Service
When working on your budget, you’ll need a method of tracking your spend. This could be a good old-fashioned notepad and pen, spreadsheet a dedicated piece of personal finance software or a simple, free online budget planner tool like this one from the Money Advice Service.